Prize draw T&Cs

Survey Prize Draw Terms and Conditions

1. The prize draw is open to all respondents who complete the Credit Asset Management Survey 2019.

2. Entry to the prize draw is by completing the Credit Asset Management Survey 2019. By completing the survey entrants confirm that they have the permission of the organisation they are working for to enter the prize draw.

3. Only one entry per person. Multiple entries will be disqualified.

4. There is 1 prize:

£50 Marks and Spencer gift voucher

4. The prize draw closes at 11.59 on 15th August 2019 [with winners drawn by Credit Asset Management Limited on 17th August 2019 using a computer programme to randomly generate a winner.

5. The winner will be notified by email on 22nd August 2019 to the email address they specified when they completed the survey. If the winner does not claim the prize within 30 days of being notified then they will forfeit the prize and a re- draw will take place. To claim the . prize the winner must follow the instructions in the email notifying then that they are the winner. The Winner will receive their prize no later than 30 days after they claim the prize..

6. The winner is responsible for paying any income tax (if any) due on the prize won.

7. There is no cash alternative to the prize.

8. No responsibility will be accepted for incomplete or lost entries or entries not received.

9. In the event of any dispute, the CAML’s decision is final and no correspondence will be entered into.

10. The name of the winner will be available after August 22 2019 by emailing Martin Parsons at

11. By entering the prize draw you agree to be bound by these terms and conditions.

12. Please retain a copy of these terms and conditions for your records.

13. Promoter: Credit Asset Management Limited, 27 Phipp Street London EC2A 4NP